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Ryan ALM Pension Monitor 2Q
Ryan ALM Pension Monitor (Through June 30, 2021) Pension plan liabilities need to be measured and monitored regularly. Without knowledge of plan liabilities, the allocation of plan assets cannot be...
The Pension ROA is Plural…ROAs
The pension return on assets (ROA) assumption is a critical calculation since it affects both assets (asset allocation) and liabilities (discount rate). Most plan sponsors and their consultants focus on...
How Bonds Can Enhance the ROA
Given the volatility and uncertainty of the financial markets, bonds can provide Pension Plan Sponsors a strategy to mitigate some of that volatility. Bonds, through the certainty of their cash...
Ryan ALM Pension Monitor Q1 ‘22
Ryan ALM Pension Monitor (Through March 31, 2022) Pension plan liabilities need to be measured and monitored regularly. Without knowledge of plan liabilities, the allocation of plan assets cannot be...
The Risk/Reward of Bonds
Unlike any other asset class, fixed income (bonds) has two risk/reward values: Total Return Certain Cash Flows Total Return Value The total return value in bonds is the converse of...
NIRS Innovative Pension Funding Strategies
The NIRS pension objectives for this paper are: Reduce contribution volatility Promote intergenerational equity Keep plan on sound funding trajectory Cash Flows (Future Values versus Present Values) Pensions are all...
Ryan ALM Pension Monitor 4Q ‘21
Ryan ALM Pension Monitor (Through December 31, 2021) Pension plan liabilities need to be measured and monitored regularly. Without knowledge of plan liabilities, the allocation of plan assets cannot be...
Ryan ALM Pension Monitor 3Q ‘21
Ryan ALM Pension Monitor (Through September 30, 2021) Pension plan liabilities need to be measured and monitored regularly. Without knowledge of plan liabilities, the allocation of plan assets cannot be...
Pension Confusion - The Problem with Averages
Pension Confusion: The Problem with Averages Most pension have assets managed to generic market index benchmarks and/or liabilities. In both cases, the focus of these assets is to match or...
Ryan ALM Pension Monitor 2Q ‘21
Ryan ALM Pension Monitor (Through June 30, 2021) Pension plan liabilities need to be measured and monitored regularly. Without knowledge of plan liabilities, the allocation of plan assets cannot be...
Pension Alert: Secure Funded Status!
Private Pension Alert: Secure Funded Status! The pension objective is to secure benefits in a cost-efficient manner! Many private pension plans are in the best funded status since 1999. It...
Duration vs. Cash Flow Matching
Pension Solutions: Dollar Duration Matching and Cash Flow Matching Ryan ALM believes that the objective for a defined benefit pension is to fund and secure benefits in a cost-effective manner...