By: Russ Kamp, Managing Director, Ryan ALM, Inc. Americans nearing retirement are in most cases unprepared for the hopefully next 20-25 or more years. Sure, there is Social Security (thank goodness), but the average monthly SS payment is only $1,827...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. We at Ryan ALM, Inc. wish you and your family a joyous holiday season and an incredible 2024. Once again, there isn't a lot to report on the activity of the PBGC...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. I am preparing for a session that I will conduct in late January for the FPPTA. I've been asked to speak about US equity indexes, which I've done before despite my current...

By: Ronald J. Ryan, CEO, Ryan ALM, Inc. Chairman Powell and the Fed have been steadfast in their stated goal of 2.0% inflation as measured by Personal Consumption Expenditures (PCE). The November PCE was announced today at 2.6% YoY. The...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. It wasn't two months ago that Treasury yields were approaching or had breached 5% across the yield curve. Today, those yields are just above or below 4% for maturities 3-years and out....

By: Russ Kamp, Managing Director, Ryan ALM, Inc. There is nothing new to report for the second consecutive week. There were no new applications received, denied, withdrawn, or approved, and no new non-priority plans added to the waiting list. I'm...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. Inflation has moderated. That is the good news. But the current level of inflation is not yet near the Fed's target of 2%. Despite the Fed's effort to force inflation down with...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. For most Americans buying a house has become nearly impossible, especially since the Fed's aggressive rate increases beginning in March 2022. As the WSJ reported earlier today, and highlighted in the below...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. Hibernation - the condition or period of an animal or plant or the PBGC spending the winter in a dormant state. Only kidding, as I'm sure there is a tremendous amount of...

By: Russ Kamp, Managing Director, Ryan ALM, Inc. For years we've attempted to reorient the plan sponsor community away from focusing their plan's asset allocation on total return to one that secures the promised benefits through a focus on the...