Ryan ALM
Blog
It's Just Not Right!
It shouldn't come as a surprise, but it still isn't right that women save substantially less for retirement than men. There are multiple factors, but the primary ones are unequal pay and time away from a paid job to raise...
"Just Save More!" Are You Kidding Me?
Saw an article this morning that floored me. The gist of the story was related to a panel discussion on how to secure retirement options for younger employees. The three suggestions included, work longer, cut benefits, and save more ....
And So It Begins!
On April 7th, I wrote regarding my concerns about Italy's banking system. I had spoken the night before at Fordham's Gabelli Graduate School and discussed my concerns. I feared that the terrible state of the banks could lead to the...
About 57 million Americans have no emergency savings
According to an article on CNBC's Personal Finance website roughly 57 million Americans have no savings. However, according to Bankrate.com, we are supposed to cheer this news, as it is an improvement from last year. I don't know about you,...
NYC Mortgage Delinquencies Elevated, Again?
As we've done in the past, we are pleased to have the opportunity to share with you another excellent research piece from Keith Jurow. We've recently noticed that real estate related data has been coming in weaker, despite claims that...
A Picture Is Worth A 1,000 Words
Yesterday we wrote about the typical American family and their economic struggles. Today we share with you a picture (thanks, Coly) that does a much better job of describing the growing income divide in our country so much better than...
What Rate Rise?
Again, markets seem surprised by weak economic releases for retail sales and inflation. WHY? It seems that every economic statistic released in the last 1-2 months has proven to be below expectations. Were these expectations too rosy? Given extremely weak...
The Typical American Household
In a recent article in the WSJ, titled "Why Trump Won", a letter to shareholders of M&T Bank was referenced because of the economic picture that it painted for the "typical" American household. The note was penned by M&T CEO,...
Goldman Sachs Mulls The Death Of Value Investing - Uh, Oh!
As a follow-up to our "Crowded Trade" blog post from last week, we offer another potential market top forecast. In a recent article on Bloomberg Markets by Luke Kawa, a Goldman Sachs team led by equity strategist Ben Snider, wrote...
A Crowded Trade?
It is beginning to feel like 1999 all over again. Prince, who would have been 59 yesterday, penned his song 1999 in 1982. Little did he know, or any of us for that matter, that a great bull market for...