Ryan ALM
Blog
New Jersey's Pension System's "High" Investment Return
As a taxpaying resident in New Jersey and a huge supporter of defined benefit plans who has a daughter in the system, I was happy to read that NJ's pension systems generated strong investment returns in fiscal year 2025, reporting...
Good Question!
We occasionally post questions received in reaction to our blogs in new blog posts since many of our readers might have similar thoughts/ideas. In reaction to yesterday's post, "All-time High Funded Ratio" a reader calling themselves LoudlyObservant (great name) stated...
Pension Reform or Just Benefit Cuts?
According to NIRS, at least 48 U.S. states undertook significant public pension reforms in the years following the global financial crisis (GFC), with virtually every state making some form of change to its public pension retirement systems. I've questioned for...
A Time to Look Back
Nearly eight years ago (2/28/18), I produced a blog post titled, "Let's Just Cut Them Off!", in which I took offense to an article trashing pension legislation then referred to as the "Butch Lewis Act" (BLA). The writer of the...
It's Not Getting Any Easier
I wish for you and your family, friends, and acquaintances a joyous holiday season. I hope that 2026 proves to be an incredibly wonderful year in which the average American once again prospers. As regular readers of this blog know,...
ARPA Update as of November 21, 2025
Welcome to Thanksgiving week. I don't think that I'm alone when I say that Thanksgiving is my absolute favorite holiday. I hope that you and your family enjoy a truly special day. I'm thankful that we'll have all of our...
PBGC Increases Premium Rates - Why?
The demise of the defined benefit (DB) plan, most notably within the private sector, is harming the American worker and significantly reducing the odds of a dignified retirement. The Federal government should be doing everything that it can to protect...