Ryan ALM
Blog
The Median Account May Not Be <$1k, But It Is Still A Crisis!
There has been some debate within the investment industry related to National Institute on Retirement Security's (NIRS) recent release of their report titled, "Retirement in America: An Analysis of Retirement Preparedness Among Working-Age Americans". A report that claimed that "across...
Housing: A Major Impediment to Saving for Retirement
The demise of defined benefit (DB) pensions is putting great financial pressure on individuals to save for retirement through a defined contribution (DC) program. I've often railed about asking untrained individuals to take on the responsibility to fund, manage, and...
DC Participants: "Just Say No"
Most everyone who lived through the '80s will remember the slogan "Just Say No". The slogan was created and championed by Nancy Reagan during her husband's presidency. As you'll recall, the slogan was part of the U.S.-led war on drugs....
How Comforting is $1,305.54/year?
By: Russ Kamp, Managing Director, Ryan ALM, Inc. One doesn't have to spend much time on LinkedIn.com these days without seeing a discussion about the pros and cons of Defined Benefit (DB) vs. Defined Contribution (DC) aka 401(k) plans. Anyone...
Good Ideas Are Often Overwhelmed!
By: Russ Kamp, Managing Director, Ryan ALM, Inc. We have a tendency in our industry to overwhelm good ideas with much too much money. Asset flows can be evil as they drive valuations up as too much money pursues to...
The Status Quo Isn't Working
By: Russ Kamp, Managing Director, Ryan ALM, Inc. Anyone who has read just a handful of the >1,400 blog posts that I've produced knows that I am a huge fan of defined benefit (DB) plans. That I've come to loathe...