Ryan ALM
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Pension Plan Sponsor: "I Wish that I could..."
In October, I will celebrate my 45th year in the pension/investment industry. I've been truly blessed, but also frustrated by activities that I deem detrimental to the successful management of DB pension plans. First and foremost, I believe that a...
A Ryan ALM, Inc. Client Portfolio Review
We are blessed to work with a wonderful array of clients, both pension and E&F. They have chosen to bring an element of certainty to the management of their fund. We commend them for that decision and thank them for...
It's Not A Product - It's A Service!
Anyone who has read my blogs (>1,700 to date) knows that my personal mission and that of Ryan ALM, Inc. is to protect and preserve defined benefit pension plans. How is our collective mission pursued? It is through the implementation...
What Topics Would You Pick?
I'm hopefully attending the FPPTA conference in Orlando beginning on Sunday, February 1, 2026. My attendance will be very much dependent on the path of the next winter storm takes as it migrates up the East coast. I've been asked...
How Does One Secure A Benefit?
We hope that you'll agree that going to Chicago in January demonstrates the lengths that Ryan ALM personnel will go to help plan sponsors and their advisors protect and preserve DB pension plans. We are just thankful that we left...
FV Benefits Reduced by -56.1% - Really!
I truly relish getting feedback related to my blog posts. I wasn't surprised that there was more activity, and a little skepticism, related to my recent post that discussed the output from a current project. You may recall the post...
Bond Math and A Steepening Yield Curve - Perfect Together!
We are in the midst of a project for a DB pension plan in which we were asked to model a series of liability cash flows (benefits and expenses) using cash flow matching (CFM) to defease and secure those liabilities....
Do the Analysis! Remove the Guess Work.
I am truly blessed working for an organization such as Ryan ALM, Inc. I am awed by the folks that I get to work with and the product/strategy that I get to represent. As a reminder, we've created a cash...
The Times They Are A-Changin'
Thank you, Bob Dylan, for the lyric that is just perfect for this blog post. I have just returned from the IFEBP conference in Honolulu, HI. What a great conference, and not just because it was in Hawaii (my first...
Cash Flow Matching: Bringing Certainty to Pension Plans
Imagine a world, or at least the United States, where pension plans are no longer subject to market swings and the uncertainty those swings create. What if you could "guarantee" (outside of any corporate bond defaults) the promises made to...